First Area Credit Union

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Checking Accounts

Free Checking

  • No minimum balance required
  • No monthly fees
  • Overdraft from savings
  • Overdraft line of credit (upon credit limit approval - no transfer fee)
  • CU Check Card
  • First box of checks are free for new checking accounts
  • Click here to order your checks     https://www.checkprintingsolutions.com/instacct/login

Accidental Death & Dismemberment Insurance for FREE!

Accidental Death and Dismemberment Insurance Protects you and your family in the event of a loss of life or dismemberment due to an accident. Coverage amounts start at $1,000.00 of “No Cost” to you, the member. First Area Credit Union provides this as way of thanking you for your continued membership. An additional $10,000 coverage can be purchased at the low cost of $1.00 per $10,000 of coverage for an individual or $1.50 per $10,000 of coverage to cover you and your family. You can purchase up to $250,000.There are no medical questions and the premium is conveniently deducted quarterly from your savings or checking account.

If you have any questions, please contact TruStage the Plan Administrator, toll-free at 1-855-803-2267 Monday thru Friday 9:00am and 5:00 pm.

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Up to 60 Months

Payment Example:
Based on 25,000
7.00% APR = 495.02

61-72 Months

Payment Example:
Based on 25,000
7.50% APR = 432.25

73-84 Months

Payment Example:
Based on 25,000
8.00% APR = 389.64

Up to 60 Months

Payment Example:
Based on 15,000
7.50% APR = 300.56

61-72 Months

Payment Example:
Based on 15,000
8.00% APR = 262.99

Up to 60 Months

Payment Example:
Based on 30,000
9.00% APR = 622.75

Up to 60 Months

Payment Example:
Based on 25,000
8.00% APR = 506.90

61-84 Months

Payment Example:
Based on 25,000
8.50% APR = 395.90

85-180 Months

Payment Example:
Based on 45,000
9.00% APR = 456.41

Up to 60 Months

Payment Example:
Based on 15,000
8.00% APR = 304.14

61-72 Months

Payment Example:
Based on 15,000
8.50% APR = 266.67

73-84 Months

Payment Example:
Based on 25,000
9.00% APR = 402.22

Up to 36 Months

Payment Example:
Based on 5,000
10.00% APR = 161.33

48 Months

Payment Example:
Based on 5,000
10.50% APR = 128.01

60 Months

Payment Example:
Based on 5,000
11.00% APR = 108.71

Share Secured

Payment Example:
Based on 10,000
3.00% APR = 179.68

Certificate of Deposit/Money Market